Terms of Use

Welcome to FINAV ("we," "us," or "our"). By accessing or using our website and services (collectively, the "Service"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Service.

What FINAV Provides

FINAV helps you understand your financial situation through calm, personalized guidance. Our tools and content are designed to give you clarity about your money and help you figure out your next step.

FINAV is not a licensed financial advisor, attorney, or tax professional. For decisions that require professional expertise, we encourage you to work with a qualified specialist. We do not guarantee any particular financial outcome from using our Service.

Use of the Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Service in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any part of the Service
• Use the Service to transmit harmful, offensive, or misleading content
• Interfere with or disrupt the Service or its infrastructure

Accounts

If you create an account with us, you are responsible for maintaining the security of your account credentials and for all activity that occurs under your account. You must notify us immediately of any unauthorized use.

Intellectual Property

All content, features, and functionality of the Service (including text, graphics, logos, and software) are owned by FINAV or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without express written permission.

Third-Party Services

Our Service may integrate with third-party services such as Plaid for financial account connectivity. Your use of these third-party services is subject to their own terms and privacy policies. We are not responsible for the practices of third-party service providers.

Limitation of Liability

To the fullest extent permitted by law, FINAV and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to financial losses, loss of data, or loss of profits.

The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied.

Indemnification

You agree to indemnify and hold harmless FINAV from any claims, losses, liabilities, damages, costs, or expenses (including reasonable attorneys' fees) arising from your use of the Service or violation of these Terms.

Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes by posting the revised Terms on this page and updating the "Last updated" date. Your continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Contact Us

If you have questions about these Terms, please contact us at:

Email: hello@finav.app